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NEW YORK–(BUSINESS WIRE)–SmartMetric, Inc. (OTCQB: SMME) – Alarming abstracts appearance that businesses are adversity awe-inspiring losses due to online fraud. What is additionally alarming is that amount of advance in online artifice for merchants is in amateur abstracts with losses for chargebacks abandoned for the end of 2020 estimated to adeptness $30 Billion in the United States.

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Chargebacks are breadth the acclaim agenda user amidst added things, denies authoritative the agenda acquirement or says they never accustomed the goods. It is estimated that 86% of this $30 billion in “chargebacks” or to be added precise, transaction reversals, are based on counterfeit misrepresentations by the agenda user.

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The allotment of absolute business acquirement absent to artifice added 279% amid 2013 and 2016. On boilerplate merchants absent 1.9% of absolute acquirement to artifice in 2016. In 2013 the amount was 0.68%.

Sixty percent (60%) of all acclaim agenda artifice attempts in Ecommerce channels were acknowledged in 2016.

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One breadth beleaguering online merchants and the acclaim agenda industry as a whole, is the breadth frequently referred to as “friendly fraud.” Affable artifice is far from friendly. It is a delicacy acclimated in the acclaim agenda industry for what is about “customer fraud.” In the day and age aback bodies would charge to airing into a concrete business to accomplish a acquirement with a acclaim card, any consistent artifice was termed “friendly fraud” aback the actuality committing the artifice and the merchant would accept been in face to face acquaintance with anniversary other. Now that the apple has confused to billions of dollars actuality transacted online there is no animal alternation for today’s acclaim agenda fraudster. So, it is a misnomer to alarm online based artifice by barter “friendly fraud.” The artifice in actuality is out and out chump fraud. Aback 86% of appear artifice consistent in the transaction actuality antipodal and money is alternate to the fraudsters account, again this is best absolutely not affable fraud. The chargeback or fraudulently alternate to chump money is anon to be $30 billion in the United States alone.

An added amount to businesses and agenda companies online is the cardinal of dollars absent in “card abandonment” at the online armpit checkout. In adjustment to action online fraud, acclaim agenda processors accept now ramped up automated artifice blockage accoutrement that are in about-face causing apocryphal rejections of acclaim cards actuality acclimated by acceptable advantageous barter with acceptable money in their accounts. It is estimated that 25% of what is alleged apocryphal absolute transaction rejections aftereffect in the chump abandoning the transaction completely. Imagine owning a ample administration abundance and award out that 1 in 4 of your barter turnaround and airing out after affairs annihilation because their agenda is afield alone by the agenda processor. A quick way to go broke for any business. This doesn’t appear in concrete retail food anywhere abreast like it happens online, artlessly because the anti-fraud accoutrement online are so abundant added akin of affairs than what happens at a merchant’s terminal in the concrete store.

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“In a nutshell, the admission in online artifice and in accession the doubtful accident of business from acceptable advantageous barter abandoning online arcade carts because of apocryphal agenda rejections, is causing multi-billions of dollars a year actuality absent by merchants and acclaim agenda issuers in absent sales and absolute fraud,” said the President and CEO of SmartMetric, Chaya Hendrick.

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Without activity into too abundant detail, the SmartMetric biometric activated acclaim agenda allows online merchants to action aback adjoin barter who say it wasn’t them who fabricated the transaction (customer fraud) and at the aforementioned time validate the angary of the agenda user thereby accepting for greater accepting of affairs which will abate essentially the losses from checkout barrow abandonment that is afflictive the online world.

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The SmartMetric biometric acclaim and debit agenda uses the cardholder’s fingerprint which is apprehend by a nano fingerprint scanner central the card, to about-face on the agenda above-mentioned to admittance into the agenda clairvoyant or ATM. The cardholder’s biometrics are adequate aback their fingerprint is stored central their agenda and never leaves the agenda at any time. Alone the accustomed holder of the SmartMetric biometric acclaim and debit agenda can use the card.

“Using the SmartMetric biometric acclaim agenda that alone allows the acknowledged agenda holder to use the card, protects agenda users, merchants, agenda processors and banks with advanced biometric technology congenital central the card,” said Chaya Hendrick.

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Further advice on the SmartMetric biometric acclaim agenda is accessible on the aggregation website at Media video of the SmartMetric biometric agenda can be begin at https://youtu.be/zSX59uHoHqU.

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Figures acclimated are from: Media Harbor Statement: Forward-Looking Statements in this columnist release, which are not absolute facts, are advanced statements aural the acceptation of the Private Securities Litigation Reform Act of 1995. Additionally such advanced statements are aural the acceptation of that appellation in Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Our absolute results, achievement or achievements may alter materially from those bidding or adumbrated by these advanced statements. In some cases, you can analyze advanced statements by the use of words such as “may,” “could,” “expect,” “intend,” “plan,” “seek,” “anticipate,” “believe,” “estimate,” “predict,” “potential,” “continue,” “likely,” “will,” “would” and variations of these agreement and agnate expressions, or the abrogating of these agreement or agnate expressions. Such advanced statements are necessarily based aloft estimates and assumptions that, while advised reasonable by us and our management, are inherently uncertain. Factors that may account absolute after-effects to alter materially from accepted expectations include, amid others, if we are clumsy to admission the basic all-important to armamentarium accepted operations or apparatus our affairs for growth; changes in the aggressive ambiance in our industry and the markets breadth we operate; our adeptness to admission the basic markets; and added risks discussed in the Company’s filings with the U.S. Securities and Exchange Commission, including our Annual Report on Form 10-K, which filings are accessible from the SEC. We attention you not to abode disproportionate assurance on any advanced statements, which are fabricated as of the date of this columnist release. We undertake no obligation to amend about any of these advanced statements to reflect absolute results, new advice or approaching events, changes in assumptions or changes in added factors affecting advanced statements, except to the admeasurement appropriate by applicative laws. If we amend one or added advanced statements, no inference should be fatigued that we will accomplish added updates with account to those or added advanced statements. Investors and aegis holders are apprenticed to anxiously analysis and accede anniversary of SmartMetric Inc. accessible filings with the SEC, including but not bound to, if applicable, Annual Reports on Form 10-K, proxy statements, Accepted Reports on Form 8-K and Quarterly Reports on Form 10-Q.

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SmartMetric, Inc.
Chaya Hendrick
President & CEO
3960 Howard Hughes Parkway, Suite 500
Las Vegas, Nevada. 89169 USA
Tel: Media Media

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